{"id":3108,"date":"2025-09-12T13:04:08","date_gmt":"2025-09-12T13:04:08","guid":{"rendered":"https:\/\/oab.bedots.site\/?page_id=3108"},"modified":"2026-04-08T11:02:12","modified_gmt":"2026-04-08T11:02:12","slug":"chairman-message","status":"publish","type":"page","link":"https:\/\/oab.bedots.site\/ar\/chairman-message\/","title":{"rendered":"\u0631\u0633\u0627\u0644\u0629 \u0631\u0626\u064a\u0633 \u0645\u062c\u0644\u0633 \u0627\u0644\u0625\u062f\u0627\u0631\u0629"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3108\" class=\"elementor elementor-3108\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7cd748 e-flex e-con-boxed e-con e-parent\" data-id=\"b7cd748\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-438f02d e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"438f02d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-96cc62c e-flex e-con-boxed e-con e-child\" data-id=\"96cc62c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1db48d9 e-con-full e-flex e-con e-child\" data-id=\"1db48d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e3b690 elementor-widget elementor-widget-heading\" data-id=\"0e3b690\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Chairman Message<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd49135 elementor-widget elementor-widget-oab_heading\" data-id=\"bd49135\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_regular\">Our dedication to Oman\u2019s Vision 2040 through innovation, digital transformation and our unwavering commitment to our customers and shareholders.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-04b50e0 e-flex e-con-boxed e-con e-parent\" data-id=\"04b50e0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-76d9c99 e-con-full e-flex e-con e-child\" data-id=\"76d9c99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-20a0aea e-con-full e-flex e-con e-child\" data-id=\"20a0aea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e6a89d6 elementor-widget elementor-widget-oab_heading\" data-id=\"e6a89d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_regular_uppercase\">chairman message<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1b6fc4 elementor-widget elementor-widget-heading\" data-id=\"e1b6fc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Message from Our Chairman<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b36b25 e-con-full elementor-hidden-desktop e-flex e-con e-child\" data-id=\"5b36b25\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-42840e8 e-con-full e-flex e-con e-child\" data-id=\"42840e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2c67ad1 e-con-full e-flex e-con e-child\" data-id=\"2c67ad1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-38273ce e-con-full e-flex e-con e-child\" data-id=\"38273ce\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-838ba8e elementor-widget elementor-widget-heading\" data-id=\"838ba8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Rashad Al Zubair<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3560b3c elementor-widget elementor-widget-oab_heading\" data-id=\"3560b3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_large\">Chairman<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52e0e6a e-con-full e-flex e-con e-child\" data-id=\"52e0e6a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-550061c elementor-widget elementor-widget-oab_heading\" data-id=\"550061c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_regular\">Dear Shareholders,<\/br><\/br>   On behalf of the Oman Arab Bank (OAB), it is with great pride that I reflect upon our remarkable journey spanning 50 years in Oman. This year, 2023, marks a significant milestone as we celebrate our golden jubilee. Our inception dates back to 1973, when Arab Bank commenced operations in Oman, laying the foundation for what would become a leading financial institution in the region. The establishment of OAB in 1984, through the acquisition of Arab Bank branches, was a pivotal moment in our history. Our growth trajectory continued with the strategic acquisition of all retail branches of the Omani European Bank in 1992. In 2020, a landmark year for us, we expanded our Islamic banking capabilities through the acquisition of Alizz Islamic Bank (Alizz) and subsequently became a public joint-stock company (SAOG), listed on the Muscat Securities Market. As we navigate through the dynamic operating environment, the fiscal reforms undertaken by the Government of Oman have played a crucial role in strengthening the nation\u2019s economy. These prudent measures, along with the favorable oil market conditions, have been recognized by esteemed financial institutions. Notably, Fitch Ratings and S&P have upgraded Oman\u2019s sovereign credit rating to \u2018BB+\u2019 from \u2018BB\u2019, while Moody\u2019s has elevated its rating from \u2018Ba2\u2019 to \u2018Ba1\u2019 with a \u2018stable\u2019 outlook. This is a testament to the nation\u2019s economic resilience and growth potential.<\/br> <\/br>   The National Programme for Fiscal Sustainability and Financial Sector Development, launched in January 2023, is set to further bolster Oman\u2019s financial sector. As a leading bank, OAB is poised to play a significant role in this new era of economic development. In line with Oman\u2019s Vision 2040, we have witnessed significant growth in our business and financial performance, which underscores our commitment to contributing to the Sultanate\u2019s economic prosperity. Financial Performance <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18006c e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"f18006c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-410484f e-con-full e-flex e-con e-child\" data-id=\"410484f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0bfccd7 elementor-widget elementor-widget-oab_heading\" data-id=\"0bfccd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_regular\">For more than 50 years, Oman Arab Bank has been driven by a clear purpose: to build a trusted financial institution that supports the growth of Oman, its people, and its businesses.  Since our founding in 1973, we have stood alongside the people and businesses of Oman\u2014helping them achieve their ambitions, adapt to change, and build a stronger future.<br><br>  Our story is deeply rooted in the Omani community, while also connected to a wider regional vision. As part of the Arab Bank Group\u2014one of the region\u2019s most respected financial institutions\u2014we benefit from a global network and a legacy of excellence dating back to 1930. This foundation gives us the strength and perspective to deliver world-class banking solutions to Oman while staying true to our local identity and national priorities. <br><br>  Today, as Oman advances towards Vision 2040, we are proud to contribute to this transformation. From supporting SMEs and financing key national projects to expanding digital, conventional, and Islamic banking, we are reimagining the role of a bank\u2014making it faster, simpler, and more inclusive for every customer.  What truly defines us, however, is the trust you place in us. The dedication of our employees, the confidence of our shareholders, and the loyalty of our customers form the real foundation of our success. Guided by strong governance and an unwavering focus on innovation, we aim not only to adapt to change but also to help shape the future of banking in Oman.<br><br>  Looking forward, we remain committed to being more than a financial institution. We aspire to be a partner in progress, a driver of innovation, and a trusted companion in every stage of life\u2014guided by the same values that have defined us since our founding. <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-314352f e-con-full e-flex e-con e-child\" data-id=\"314352f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b75a351 e-con-full e-flex e-con e-child\" data-id=\"b75a351\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ecc098d e-con-full e-flex e-con e-child\" data-id=\"ecc098d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-230b16f elementor-widget elementor-widget-heading\" data-id=\"230b16f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Rashad Al Zubair<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-187493a elementor-widget elementor-widget-oab_heading\" data-id=\"187493a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_large\">Chairman of Board of Directors<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ad30833 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"ad30833\" data-element_type=\"container\" data-e-type=\"container\" 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\/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Chairman Message Our dedication to Oman\u2019s Vision 2040 through innovation, digital transformation and our unwavering commitment to our customers and shareholders. chairman message Message from Our Chairman Rashad Al Zubair Chairman Dear Shareholders, On behalf of the Oman Arab Bank (OAB), it is with great pride that I reflect upon our remarkable journey spanning 50 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