{"id":9979,"date":"2025-10-28T08:40:25","date_gmt":"2025-10-28T08:40:25","guid":{"rendered":"https:\/\/oab.bedots.site\/?page_id=9979"},"modified":"2026-04-08T06:23:16","modified_gmt":"2026-04-08T06:23:16","slug":"personal-loan","status":"publish","type":"page","link":"https:\/\/oab.bedots.site\/ar\/loans\/personal-loan\/","title":{"rendered":"\u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0634\u062e\u0635\u064a"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9979\" class=\"elementor elementor-9979\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-beb06b0 e-flex e-con-boxed e-con e-parent\" data-id=\"beb06b0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6e000d9 e-flex e-con-boxed e-con e-child\" data-id=\"6e000d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-23a487e e-con-full e-flex e-con e-child\" data-id=\"23a487e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b48409f elementor-widget elementor-widget-heading\" data-id=\"b48409f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Personal Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8dd02b elementor-widget elementor-widget-oab_heading\" data-id=\"c8dd02b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_regular\">Achieve more with a personal loan with flexible terms and competitive rates \u2013 we\u2019re here to support your financial journey.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-263c52f elementor-align-left elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"263c52f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.41384 15.8437L5.36523 14.8568L10.6608 9.23029L5.36523 3.60375L6.41384 2.61683L12.6383 9.23029L6.41384 15.8437Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2cec89 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"a2cec89\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e1520b e-flex e-con-boxed e-con e-parent\" data-id=\"7e1520b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0d8431d e-con-full iwillchangeonmobile e-flex e-con e-child\" data-id=\"0d8431d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-93e777c e-con-full e-flex e-con e-child\" data-id=\"93e777c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53901b9 elementor-widget elementor-widget-oab_heading\" data-id=\"53901b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a href=\"#benefits\"><h2 class=\"oab-heading typography-b_regular\">Features<\/h2><\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37d3dfe elementor-widget elementor-widget-oab_heading\" data-id=\"37d3dfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a href=\"#services\"><h2 class=\"oab-heading typography-b_regular\">Services<\/h2><\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46379d8 elementor-widget elementor-widget-oab_heading\" data-id=\"46379d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a href=\"#before_you_apply\"><h2 class=\"oab-heading typography-b_regular\">Before you Apply<\/h2><\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af88c16 elementor-widget elementor-widget-oab_heading\" data-id=\"af88c16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a href=\"#help_and_support\"><h2 class=\"oab-heading typography-b_regular\">Help and Support<\/h2><\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-64e064f e-flex e-con-boxed e-con e-parent\" data-id=\"64e064f\" data-element_type=\"container\" data-e-type=\"container\" id=\"benefits\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cfe33a7 e-con-full e-flex e-con e-child\" data-id=\"cfe33a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-647c0d9 e-con-full oab-section-heading-center-rtl e-flex e-con e-child\" data-id=\"647c0d9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc4e94a elementor-widget elementor-widget-oab_heading\" data-id=\"fc4e94a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_regular_uppercase\">Features <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a28ef27 elementor-widget elementor-widget-heading\" data-id=\"a28ef27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Personal Loan <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-025ba2b e-con-full e-flex e-con e-child\" data-id=\"025ba2b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37d5512 elementor-widget elementor-widget-text-editor\" data-id=\"37d5512\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Take control of your financial needs with Oman Arab Bank\u2019s Personal Loan. Whether it\u2019s for home improvements, education, travel, or personal milestones, our loan offers a flexible, affordable way to make it happen.<\/p><p>\u00a0<\/p><ul><li>Competitive Interest Rate: Enjoy an attractive interest rate making it easier to manage your repayments.<\/li><li>Easy Eligibility: Available to both Omanis and expatriates, with minimal documentation requirements to streamline your application process.<\/li><li>Salary Transfer Option: Simply transfer your salary to any Oman Arab Bank branch to qualify, making it a seamless addition to your financial plan.<\/li><li>Flexible Loan Usage: Use the loan for any purpose, from education and travel to home renovations, giving you the freedom to achieve your goals.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6efd2eb e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"6efd2eb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ea1967d e-flex e-con-boxed e-con e-parent\" data-id=\"ea1967d\" data-element_type=\"container\" data-e-type=\"container\" id=\"services\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3051760 e-con-full e-flex e-con e-child\" data-id=\"3051760\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f3c0265 e-con-full oab-section-heading-center-rtl e-flex e-con e-child\" data-id=\"f3c0265\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1a12c6 elementor-widget elementor-widget-oab_heading\" data-id=\"f1a12c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_regular_uppercase\">Our Services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a6c273 elementor-widget elementor-widget-heading\" data-id=\"9a6c273\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Banking with OAB<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-38c22ea e-con-full oab-cards-center-element-rtl e-flex e-con e-child\" data-id=\"38c22ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d0a2d2e e-grid e-con-full e-con e-child\" data-id=\"d0a2d2e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-24d0599 e-con-full e-flex e-con e-child\" data-id=\"24d0599\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97fbf2c elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"97fbf2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"55\" height=\"55\" viewBox=\"0 0 55 55\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M9 18.5C9 8.28273 17.2827 0 27.5 0C37.7173 0 46 8.28273 46 18.5V20.1063C51.0884 20.8342 55 25.2103 55 30.5V31.5C55 36.8256 51.0352 41.2251 45.8964 41.908C45.2161 46.487 41.2683 50 36.5 50H33.8261C33.1489 52.8667 30.5736 55 27.5 55C23.9101 55 21 52.0899 21 48.5C21 44.9102 23.9101 42 27.5 42C30.5736 42 33.1489 44.1333 33.8261 47H36.5C40.0899 47 43 44.0898 43 40.5V18.5C43 9.93959 36.0604 3 27.5 3C18.9396 3 12 9.93959 12 18.5V40.5C12 41.3284 11.3284 42 10.5 42C4.70101 42 0 37.299 0 31.5V30.5C0 25.2103 3.91156 20.8342 9 20.1063V18.5ZM46 38.85C49.4234 38.1551 52 35.1284 52 31.5V30.5C52 26.8716 49.4234 23.8449 46 23.15V38.85ZM9 23.15V38.85C5.57664 38.1551 3 35.1284 3 31.5V30.5C3 26.8716 5.57664 23.8449 9 23.15ZM31 48.5C31 50.433 29.433 52 27.5 52C25.567 52 24 50.433 24 48.5C24 46.567 25.567 45 27.5 45C29.433 45 31 46.567 31 48.5Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c73257 elementor-widget elementor-widget-heading\" data-id=\"0c73257\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Dedicated Customer Support<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2020b57 elementor-widget elementor-widget-oab_heading\" data-id=\"2020b57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_large\">Access dedicated assistance through our specialized call center, 24\/7, at 2475 4444 for all your banking needs. <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26d9221 e-con-full e-flex e-con e-child\" data-id=\"26d9221\" data-element_type=\"container\" data-e-type=\"container\" 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class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Easy Mobile <\/br>\nBanking<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d15a8a elementor-widget elementor-widget-oab_heading\" data-id=\"3d15a8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_large\">Experience hassle-free self-registration and access your accounts conveniently.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d4596b e-con-full e-flex e-con e-child\" data-id=\"5d4596b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ebdc2b1 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"ebdc2b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"50\" height=\"48\" viewBox=\"0 0 50 48\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M22.8888 29.0228C19.6217 28.531 16.2822 28.9925 13.2709 30.3518C10.2596 31.7111 7.70448 33.9105 5.91225 36.686C4.12003 39.4615 3.16681 42.6953 3.16699 45.9992C3.16704 46.8276 2.4955 47.4992 1.66707 47.4992C0.838647 47.4993 0.167038 46.8278 0.166992 45.9993C0.166779 42.1181 1.28658 38.3192 3.39201 35.0586C5.49744 31.798 8.49904 29.2143 12.0366 27.6174C15.5741 26.0206 19.4973 25.4785 23.3354 26.0562C27.1734 26.6339 30.7632 28.3069 33.6739 30.8743C34.2952 31.4223 34.3546 32.3702 33.8066 32.9915C33.2586 33.6128 32.3107 33.6722 31.6894 33.1242C29.2117 30.9386 26.1559 29.5145 22.8888 29.0228Z\" fill=\"white\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M20.5 3.5C16.0817 3.5 12.5 7.08172 12.5 11.5C12.5 15.9183 16.0817 19.5 20.5 19.5C24.9183 19.5 28.5 15.9183 28.5 11.5C28.5 7.08172 24.9183 3.5 20.5 3.5ZM9.5 11.5C9.5 5.42487 14.4249 0.5 20.5 0.5C26.5751 0.5 31.5 5.42487 31.5 11.5C31.5 17.5751 26.5751 22.5 20.5 22.5C14.4249 22.5 9.5 17.5751 9.5 11.5Z\" fill=\"white\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M49.3937 35.606C49.9795 36.1917 49.9795 37.1415 49.3937 37.7273L40.0603 47.0606C39.4745 47.6464 38.5248 47.6464 37.939 47.0606L33.2723 42.394C32.6866 41.8082 32.6866 40.8584 33.2723 40.2726C33.8581 39.6868 34.8079 39.6868 35.3937 40.2726L38.9997 43.8786L47.2723 35.606C47.8581 35.0202 48.8079 35.0202 49.3937 35.606Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1da3ae elementor-widget elementor-widget-heading\" data-id=\"c1da3ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Exclusive Offers and Benefits<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39f5482 elementor-widget elementor-widget-oab_heading\" data-id=\"39f5482\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_large\">Enjoy access to a world of unparalleled benefits and tailored services to meet your unique needs.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b45ea0d e-flex e-con-boxed e-con e-parent\" data-id=\"b45ea0d\" data-element_type=\"container\" data-e-type=\"container\" id=\"before_you_apply\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a8f8cf7 e-con-full e-flex e-con e-child\" data-id=\"a8f8cf7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2d6d246 e-con-full oab-section-heading-center-rtl e-flex e-con e-child\" data-id=\"2d6d246\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ee0f13 elementor-widget elementor-widget-oab_heading\" data-id=\"1ee0f13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_regular_uppercase\">Before You Apply<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-456c6ae elementor-widget elementor-widget-heading\" data-id=\"456c6ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Things to Know<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d8086c e-con-full e-flex e-con e-child\" data-id=\"3d8086c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7ec8800 e-con-full e-flex e-con e-child\" data-id=\"7ec8800\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-ca0a891 e-con-full e-flex e-con e-child\" data-id=\"ca0a891\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3171af0 elementor-widget elementor-widget-heading\" data-id=\"3171af0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Eligibility<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca1d566 elementor-widget elementor-widget-text-editor\" data-id=\"ca1d566\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"TableStyle2\"><span lang=\"EN-US\">To apply for a Personal Loan at OAB, you must meet the following criteria:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-804024f e-con-full e-flex e-con e-child\" data-id=\"804024f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6508185 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6508185\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Age: 18 years or older<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Nationality: Both Omani nationals and expatriates are eligible<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-376a27a e-con-full e-flex e-con e-child\" data-id=\"376a27a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b66645c e-con-full e-flex e-con e-child\" data-id=\"b66645c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d9dc55 elementor-widget elementor-widget-heading\" data-id=\"0d9dc55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Documents Required\u00a0<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b39f7c e-con-full e-flex e-con e-child\" data-id=\"0b39f7c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c74cdf8 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c74cdf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Valid resident card<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Passport Copy (applicable in case of Expats)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Salary transfer to Oman Arab Bank branch<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Salary certificate from employer<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">End of service benefit (applicable in case of Expats).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa8c98c e-con-full e-flex e-con e-child\" data-id=\"aa8c98c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d342fb7 e-con-full e-flex e-con e-child\" data-id=\"d342fb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-252744b elementor-widget elementor-widget-heading\" data-id=\"252744b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Ways to Apply<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bc64829 e-con-full e-flex e-con e-child\" data-id=\"bc64829\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58ce6f8 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"58ce6f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Online Application<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">OAB offers a digital onboarding process: <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Visit the OAB Apply for a Loan page.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fb3e4f elementor-widget elementor-widget-text-editor\" data-id=\"9fb3e4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>You can apply use the OAB Mobile Banking App:<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-391031f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"391031f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Download the app from the App Store or Google Play Store.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Register and follow the prompts to open a new account.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-674bb78 elementor-widget elementor-widget-text-editor\" data-id=\"674bb78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>In-Branch Application<\/strong><\/p><p>You can also visit any OAB branch:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-817965b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"817965b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Bring the required documents mentioned above.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm80 248c0 44.112-35.888 80-80 80s-80-35.888-80-80 35.888-80 80-80 80 35.888 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Request assistance from the bank staff to apply for a Housing Loan.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d0471b e-con-full e-flex e-con e-child\" data-id=\"3d0471b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1a5d63 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"a1a5d63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/oab.bedots.site\/loans\/apply-for-a-loan\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M9.97687 24.6488L8.3457 23.1135L16.5832 14.3612L8.3457 5.60876L9.97687 4.07355L19.6593 14.3612L9.97687 24.6488Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5dd62d elementor-align-left elementor-widget elementor-widget-button\" data-id=\"f5dd62d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/oab.bedots.site\/digital-banking\/mobile-internet-banking\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.41384 15.8437L5.36523 14.8568L10.6608 9.23029L5.36523 3.60375L6.41384 2.61683L12.6383 9.23029L6.41384 15.8437Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply via App<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-918ddf8 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"918ddf8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b28deba e-con-full elementor-hidden-desktop e-flex e-con e-child\" data-id=\"b28deba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c4d7d5 e-flex e-con-boxed e-con e-parent\" data-id=\"1c4d7d5\" data-element_type=\"container\" data-e-type=\"container\" id=\"help_and_support\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-57b61c5 e-con-full e-flex e-con e-child\" data-id=\"57b61c5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8a4a9d8 e-con-full oab-section-heading-center-rtl e-flex e-con e-child\" data-id=\"8a4a9d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64cd857 elementor-widget elementor-widget-oab_heading\" data-id=\"64cd857\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_regular_uppercase\">Help and Support<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94e346f elementor-widget elementor-widget-heading\" data-id=\"94e346f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">We Are Here to Help<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-48273d7 e-con-full e-flex e-con e-child\" data-id=\"48273d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a76ce0f oab_tab_top e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"a76ce0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"175558159\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-1755581591\" data-tab-title-id=\"e-n-tab-title-1755581591\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-1755581591\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tFAQ\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1755581592\" data-tab-title-id=\"e-n-tab-title-1755581592\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1755581592\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tForm\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1755581593\" data-tab-title-id=\"e-n-tab-title-1755581593\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1755581593\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tImportant Information\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-1755581591\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1755581591\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-6fa9070 e-con-full e-flex e-con e-child\" data-id=\"6fa9070\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8c60988 e-flex e-con-boxed e-con e-child\" data-id=\"8c60988\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6de988 elementor-widget elementor-widget-n-accordion\" data-id=\"a6de988\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1740\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1740\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h6 class=\"e-n-accordion-item-title-text\"> What is the OAB Personal Loan? <\/h6><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M3.71484 10.3355L5.25006 8.70435L14.0025 16.9419L22.7548 8.70435L24.2901 10.3355L14.0025 20.018L3.71484 10.3355Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M24.29 18.3869L22.7548 20.0181L14.0024 11.7805L5.25004 20.0181L3.71482 18.3869L14.0024 8.70444L24.29 18.3869Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1740\" class=\"elementor-element elementor-element-421536d e-con-full e-flex e-con e-child\" data-id=\"421536d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1740\" class=\"elementor-element elementor-element-ec49e41 e-flex e-con-boxed e-con e-child\" data-id=\"ec49e41\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-50efe7b elementor-widget elementor-widget-text-editor\" data-id=\"50efe7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>OAB\u2019s Personal Loan is a flexible financing solution designed for a wide variety of personal needs\u2014whether planning a vacation, a wedding, education expenses, or consolidating other loans. The bank supports <strong>loan terms up to 10 years<\/strong> and offers highly competitive interest rates.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1741\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1741\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h6 class=\"e-n-accordion-item-title-text\"> Who is eligible? <\/h6><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M3.71484 10.3355L5.25006 8.70435L14.0025 16.9419L22.7548 8.70435L24.2901 10.3355L14.0025 20.018L3.71484 10.3355Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M24.29 18.3869L22.7548 20.0181L14.0024 11.7805L5.25004 20.0181L3.71482 18.3869L14.0024 8.70444L24.29 18.3869Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1741\" class=\"elementor-element elementor-element-48ea068 e-con-full e-flex e-con e-child\" data-id=\"48ea068\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1741\" class=\"elementor-element elementor-element-1f731cf e-flex e-con-boxed e-con e-child\" data-id=\"1f731cf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a1e499 elementor-widget elementor-widget-text-editor\" data-id=\"9a1e499\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Open to both <strong>Omani nationals and expatriates<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1742\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1742\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h6 class=\"e-n-accordion-item-title-text\"> How long is the repayment period? <\/h6><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M3.71484 10.3355L5.25006 8.70435L14.0025 16.9419L22.7548 8.70435L24.2901 10.3355L14.0025 20.018L3.71484 10.3355Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M24.29 18.3869L22.7548 20.0181L14.0024 11.7805L5.25004 20.0181L3.71482 18.3869L14.0024 8.70444L24.29 18.3869Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1742\" class=\"elementor-element elementor-element-be0848d e-con-full e-flex e-con e-child\" data-id=\"be0848d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1742\" class=\"elementor-element elementor-element-cf540c7 e-flex e-con-boxed e-con e-child\" data-id=\"cf540c7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f105710 elementor-widget elementor-widget-text-editor\" data-id=\"f105710\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Flexible loan terms are available <strong>up to 10 years<\/strong> (120 months).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1743\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1743\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h6 class=\"e-n-accordion-item-title-text\"> How can I apply\u2014and how fast? <\/h6><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M3.71484 10.3355L5.25006 8.70435L14.0025 16.9419L22.7548 8.70435L24.2901 10.3355L14.0025 20.018L3.71484 10.3355Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M24.29 18.3869L22.7548 20.0181L14.0024 11.7805L5.25004 20.0181L3.71482 18.3869L14.0024 8.70444L24.29 18.3869Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1743\" class=\"elementor-element elementor-element-d0d5ab0 e-con-full e-flex e-con e-child\" data-id=\"d0d5ab0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1743\" class=\"elementor-element elementor-element-ec4aa11 e-flex e-con-boxed e-con e-child\" data-id=\"ec4aa11\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2e21d9 elementor-widget elementor-widget-text-editor\" data-id=\"f2e21d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Visit OAB\u2019s nearest branch.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1744\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1744\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h6 class=\"e-n-accordion-item-title-text\"> What additional benefits or features are available? <\/h6><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M3.71484 10.3355L5.25006 8.70435L14.0025 16.9419L22.7548 8.70435L24.2901 10.3355L14.0025 20.018L3.71484 10.3355Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M24.29 18.3869L22.7548 20.0181L14.0024 11.7805L5.25004 20.0181L3.71482 18.3869L14.0024 8.70444L24.29 18.3869Z\" fill=\"white\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1744\" class=\"elementor-element elementor-element-7cb711e e-con-full e-flex e-con e-child\" data-id=\"7cb711e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1744\" class=\"elementor-element elementor-element-f23ba3d e-flex e-con-boxed e-con e-child\" data-id=\"f23ba3d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1d7ccf elementor-widget elementor-widget-text-editor\" data-id=\"f1d7ccf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Buyout option<\/strong>: Consolidate existing personal loans from other banks under OAB\u2019s terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1755581592\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1755581592\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-5d9c752 e-con-full e-flex e-con e-child\" data-id=\"5d9c752\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-875e60c e-flex e-con-boxed e-con e-child\" data-id=\"875e60c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7a7ceb4 e-grid e-con-full e-con e-child\" data-id=\"7a7ceb4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-350c725 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"350c725\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/oab.bedots.site\/wp-content\/uploads\/2025\/11\/KFS-Personal-Loan-English.pdf\" target=\"_blank\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"KFS Personal Loan - English\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M369.9 97.9L286 14C277 5 264.8-.1 252.1-.1H48C21.5 0 0 21.5 0 48v416c0 26.5 21.5 48 48 48h288c26.5 0 48-21.5 48-48V131.9c0-12.7-5.1-25-14.1-34zM332.1 128H256V51.9l76.1 76.1zM48 464V48h160v104c0 13.3 10.7 24 24 24h104v288H48zm250.2-143.7c-12.2-12-47-8.7-64.4-6.5-17.2-10.5-28.7-25-36.8-46.3 3.9-16.1 10.1-40.6 5.4-56-4.2-26.2-37.8-23.6-42.6-5.9-4.4 16.1-.4 38.5 7 67.1-10 23.9-24.9 56-35.4 74.4-20 10.3-47 26.2-51 46.2-3.3 15.8 26 55.2 76.1-31.2 22.4-7.4 46.8-16.5 68.4-20.1 18.9 10.2 41 17 55.8 17 25.5 0 28-28.2 17.5-38.7zm-198.1 77.8c5.1-13.7 24.5-29.5 30.4-35-19 30.3-30.4 35.7-30.4 35zm81.6-190.6c7.4 0 6.7 32.1 1.8 40.8-4.4-13.9-4.3-40.8-1.8-40.8zm-24.4 136.6c9.7-16.9 18-37 24.7-54.7 8.3 15.1 18.9 27.2 30.1 35.5-20.8 4.3-38.9 13.1-54.8 19.2zm131.6-5s-5 6-37.3-7.8c35.1-2.6 40.9 5.4 37.3 7.8z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/oab.bedots.site\/wp-content\/uploads\/2025\/11\/KFS-Personal-Loan-English.pdf\" target=\"_blank\" >\n\t\t\t\t\t\t\tKFS Personal Loan - English\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e572355 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"e572355\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/oab.bedots.site\/wp-content\/uploads\/2025\/11\/KFS-Personal-Loan-Arabic.pdf\" target=\"_blank\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"KFS Personal Loan - Arabic\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M369.9 97.9L286 14C277 5 264.8-.1 252.1-.1H48C21.5 0 0 21.5 0 48v416c0 26.5 21.5 48 48 48h288c26.5 0 48-21.5 48-48V131.9c0-12.7-5.1-25-14.1-34zM332.1 128H256V51.9l76.1 76.1zM48 464V48h160v104c0 13.3 10.7 24 24 24h104v288H48zm250.2-143.7c-12.2-12-47-8.7-64.4-6.5-17.2-10.5-28.7-25-36.8-46.3 3.9-16.1 10.1-40.6 5.4-56-4.2-26.2-37.8-23.6-42.6-5.9-4.4 16.1-.4 38.5 7 67.1-10 23.9-24.9 56-35.4 74.4-20 10.3-47 26.2-51 46.2-3.3 15.8 26 55.2 76.1-31.2 22.4-7.4 46.8-16.5 68.4-20.1 18.9 10.2 41 17 55.8 17 25.5 0 28-28.2 17.5-38.7zm-198.1 77.8c5.1-13.7 24.5-29.5 30.4-35-19 30.3-30.4 35.7-30.4 35zm81.6-190.6c7.4 0 6.7 32.1 1.8 40.8-4.4-13.9-4.3-40.8-1.8-40.8zm-24.4 136.6c9.7-16.9 18-37 24.7-54.7 8.3 15.1 18.9 27.2 30.1 35.5-20.8 4.3-38.9 13.1-54.8 19.2zm131.6-5s-5 6-37.3-7.8c35.1-2.6 40.9 5.4 37.3 7.8z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/oab.bedots.site\/wp-content\/uploads\/2025\/11\/KFS-Personal-Loan-Arabic.pdf\" target=\"_blank\" >\n\t\t\t\t\t\t\tKFS Personal Loan - Arabic\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb6ff85 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"fb6ff85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/oab.bedots.site\/wp-content\/uploads\/2025\/11\/Personal-Loan-Agreement.pdf\" target=\"_blank\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Personal Loan Agreement\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-file-pdf\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M369.9 97.9L286 14C277 5 264.8-.1 252.1-.1H48C21.5 0 0 21.5 0 48v416c0 26.5 21.5 48 48 48h288c26.5 0 48-21.5 48-48V131.9c0-12.7-5.1-25-14.1-34zM332.1 128H256V51.9l76.1 76.1zM48 464V48h160v104c0 13.3 10.7 24 24 24h104v288H48zm250.2-143.7c-12.2-12-47-8.7-64.4-6.5-17.2-10.5-28.7-25-36.8-46.3 3.9-16.1 10.1-40.6 5.4-56-4.2-26.2-37.8-23.6-42.6-5.9-4.4 16.1-.4 38.5 7 67.1-10 23.9-24.9 56-35.4 74.4-20 10.3-47 26.2-51 46.2-3.3 15.8 26 55.2 76.1-31.2 22.4-7.4 46.8-16.5 68.4-20.1 18.9 10.2 41 17 55.8 17 25.5 0 28-28.2 17.5-38.7zm-198.1 77.8c5.1-13.7 24.5-29.5 30.4-35-19 30.3-30.4 35.7-30.4 35zm81.6-190.6c7.4 0 6.7 32.1 1.8 40.8-4.4-13.9-4.3-40.8-1.8-40.8zm-24.4 136.6c9.7-16.9 18-37 24.7-54.7 8.3 15.1 18.9 27.2 30.1 35.5-20.8 4.3-38.9 13.1-54.8 19.2zm131.6-5s-5 6-37.3-7.8c35.1-2.6 40.9 5.4 37.3 7.8z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/oab.bedots.site\/wp-content\/uploads\/2025\/11\/Personal-Loan-Agreement.pdf\" target=\"_blank\" >\n\t\t\t\t\t\t\tPersonal Loan Agreement\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1755581593\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1755581593\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-3d7e36d e-con-full e-flex e-con e-child\" data-id=\"3d7e36d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-13f10bf e-flex e-con-boxed e-con e-child\" data-id=\"13f10bf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37b8ea8 elementor-widget elementor-widget-text-editor\" data-id=\"37b8ea8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>1\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Purpose<\/p><p>\u00a0<\/p><p>1.1\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 The Customer shall utilize the Loan for the purposes of his\/her personal use and consumption.<\/p><p>\u00a0<\/p><p>1.2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 OAB may without being obliged to verify the use and application of the Loan, monitor or verify the use or application of the Loan by the Customer. Use of the Loan for any purpose other than the purposes described in Clause 3.1 shall constitute an Event of Default\/ Default in Payment or default of payment of debt.<\/p><p>\u00a0<\/p><p>2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Termination before grant<\/p><p>\u00a0<\/p><p>2.1\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 OAB may, by notice in writing to the Customer, terminate this Agreement before the Grant Date or, at its sole discretion, delay grant of the Loan in case of any a material and adverse change in the Customer\u2019s circumstances since the date of this Agreement; or OAB becoming aware of any information or financial details set out in the Personal Loan Application being inaccurate or misleading.<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>3\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Conditions Precedent<\/p><p>\u00a0<\/p><p>3.1\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Save as OAB may otherwise agree, the Customer may not request OAB to deposit the loan amount unless OAB has confirmed to the Customer that it has received all of the documents and other evidence and satisfied all conditions requested by OAB and has found the same to be in form and substance satisfactory to it including the Security Documents.<\/p><p>\u00a0<\/p><p>3.2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 If the conditions precedent is not satisfied by the Customer pursuant to Clause 5.1 within [x] days from the date of this Agreement and before the grant and drawdown of the Loan amount by the Customer, this Agreement shall stand cancelled and have no legal effect unless the Tenor of this Agreement is extended by OAB.<\/p><p>\u00a0<\/p><p>3.3\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 If OAB grants the Loan amount to the Customer and it is drawdown by the Customer and at the same time the Customer does not fulfil the conditions precedent and does not submit the guarantee or Security Documents, it shall constitute an Event of Default\/ Default in Payment.<\/p><p>\u00a0<\/p><p>4\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Utilization of the loan<\/p><p>\u00a0<\/p><p>Subject to satisfaction of the condition\u2019s precedent referred to in Clause 5, the Loan shall be advanced by OAB to the Customer in its account no [[FULLAccountNumber]] maintained with OAB in one amount on the Grant Date.<\/p><p>\u00a0<\/p><p>5\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Interest<\/p><p>\u00a0<\/p><p>5.1\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Interest shall be payable on the Loan at the rate of [[InterestRate]]% per annum.<\/p><p>\u00a0<\/p><p>5.2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 The interest payable on the Loan shall be computed on Monthly basis on the principal amount of the Loan outstanding from time to time and shall be paid on each Loan instalment payment date.<\/p><p>\u00a0<\/p><p>5.3\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 It is expressly agreed that the rate of interest may be varied by OAB in its discretion according to the circumstances and reasons that change the market and economic situation that require such change at any time and that any such variation shall be effective from the date of notice thereof to the Customer or announcement thereof on website of OAB, whichever shall be earlier. Any such variation in the rate of interest shall vary the amount of the instalments to be paid by the Customer or change in the Tenor of the Loan.<\/p><p>\u00a0<\/p><p>5.4\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 OAB may, at its sole discretion, vary the amount:<\/p><p>\u00a0<\/p><p>(a)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 to reflect a variation in the interest rate pursuant to this Clause 7;<\/p><p>\u00a0<\/p><p>(b)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 to take into account any additional sums that become due to OAB pursuant to this Agreement; and<\/p><p>\u00a0<\/p><p>(c)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 to ensure that the Personal Loan Debt is repaid no later than the Final Repayment Date.<\/p><p>\u00a0<\/p><p>6\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Payment Deferment During Eid Periods<\/p><p>6.1\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Subject to the Central Bank of Oman\u2019s directives and OAB\u2019s internal policy, the Customer may request a deferment of one monthly instalment during the month of Eid Al Fitr and\/or Eid Al Adha. Approval of such deferment shall be at the sole discretion of OAB and may require the Customer\u2019s written request and, where applicable, the Customer employer\u2019s written consent.<\/p><p>6.2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Approved deferments will not incur penalties or affect the credit history of the Customer, but interest shall continue to accrue during the deferment period. The loan maturity date shall be extended accordingly.<\/p><p>\u00a0<\/p><p>7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Debt Burden Ratio (DBR) Compliance<\/p><p>7.1\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 The Customer acknowledges that OAB has assessed the Customer&#8217;s eligibility for this loan in accordance with the Debt Burden Ratio (DBR) limit as prescribed by the Central Bank of Oman. The Borrower confirms that, at the time of signing this Agreement, their total monthly repayment obligations do not exceed the applicable DBR threshold set by the CBO.<\/p><p>7.2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 The Customer further undertakes to notify OAB in writing in case of any material change in financial obligations that may affect the DBR status.<\/p><p>\u00a0<\/p><p>7.3\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 OAB reserves the right to accelerate repayment (while maintaining the DBR) if the Customer\u2019s salary increases in the future.<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>8\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Repayment<\/p><p>10.1 The Customer shall repay the Loan by equal monthly instalments of Riyals Omani, together with accrued interest.<\/p><p>\u00a0<\/p><p>10.2 Notwithstanding any other condition of this Agreement, the Personal Loan amount must be repaid in full by or on the Final Repayment Date or upon demand. OAB may in its discretion and without any obligation to do so, upon request from the Customer extend the payment period and\/or the Final Repayment Date on such terms and conditions as may be mutually agreed.<\/p><p>\u00a0<\/p><p>10.3 OAB may, at its sole discretion, vary any instalment due date in respect of the Loan to any other date if the instalment due date occurs on or during any official holidays.<\/p><p>\u00a0<\/p><p>10.4 If at any time OAB receives less than the full amount then due and payable under this Agreement, OAB may apply the amount received for the purposes of the repayment of the Loan as OAB solely determines notwithstanding any instruction of the Customer to the contrary.<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>9\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Prepayment<\/p><p>11.1 The Customer shall, give OAB at least seven days\u2019 prior notice, if he\/she requests to pay the whole or any part of the Loan after obtaining the OAB\u2019s approval thereof.<\/p><p>\u00a0<\/p><p>11.2 The Customer acknowledges that any insurance proceeds paid or payable in respect of any insurance policy maintained pursuant to this Agreement shall be applied towards repayment of the Personal Loan Debt.<\/p><p>\u00a0<\/p><p>11.3 Any partial or full prepayment made under this Agreement, shall be made together with an early prepayment fee of [1]% of the amount prepaid. No claim of such fee shall be made if that prepayment of the Loan is the result of the death of the Customer; and OAB is informed promptly of the death of the Customer with the production of a certified copy of the death certificate; and provided that neither of the following events has occurred prior to any such death (unless they have been waived by OAB or remedied by the Customer):<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>(i)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 the Customer has breached any term of this Agreement or of any Security Document; or<\/p><p>\u00a0<\/p><p>(ii)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 any information given in support of the application for the Loan, or given while this Agreement is in force, and having a negative effect on OAB\u2019s decision to grant the Loan or continue to granting the Loan to the Customer, is inaccurate.<\/p><p>\u00a0<\/p><p>10\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Insurance<\/p><p>12.1 The Customer or OAB may arrange life, and\/or certified total permanent disability (\u201cCTPD\u201d) insurance cover (life insurance and the CTPD together the \u201cInsurance Cover\u201d), with an insurance company selected by OAB, for the Customer for the Tenor of a Loan, under which OAB shall be the sole loss payee in the insurance policy. If the Insurance Cover is arranged by OAB and not by the Customer, and OAB pays the insurance premium on behalf of the Customer, the Customer shall immediately without delay make payment of such insurance premium to OAB. Notwithstanding the aforementioned, Customer hereby authorizes OAB to debit the Customer\u2019s account towards payment of any premium of Insurance Cover and expenses, fees, costs etc. that it has paid.<\/p><p>\u00a0<\/p><p>12.2 If the Customer requests for an increase in the Loan, the Customer shall procure fresh Insurance Cover in respect of the increased Loan, in which case Clause shall apply to the payment of any premiums in relation thereto.\u00a0<\/p><p>\u00a0<\/p><p>12.3 If the Customer is not eligible for the Insurance Cover arranged by OAB, OAB may require the Customer to separately obtain and maintain the Insurance Cover in the Customer&#8217;s own name for the Tenor of the Loan with OAB specified as the beneficiary. The policy for Insurance Cover shall in the least cover the amount of the Loan together with interest, all commissions, charges, costs and expenses including legal expenses and lawyers\u2019 fees. The Customer shall provide OAB with the original policy for the Insurance Cover at the time when such Insurance Cover is put in place with evidence that premium for such policy has been paid. In the event of an extension in the Tenor or the Final Repayment Date, the Customer shall ensure that the policy for the Insurance Cover is renewed for such extended period.<\/p><p>\u00a0<\/p><p>12.4 The Customer shall remain responsible for completing and submitting the insurance application forms and for obtaining any health declarations and submit them to the insurance company. OAB shall not assume any responsibility for any loss in respect of the insurance policy if the Customer has submitted any incomplete or incorrect forms in connection with the insurance policy and\/or any declarations made in relation thereto.<\/p><p>\u00a0<\/p><p>12.5 The Customer shall be responsible for payment of the premium, commissions, fees, etc., in respect of any insurance policy that is required to be maintained by the Customer in accordance with these Terms and Conditions. The proceeds of such insurance, when received, shall be used by OAB to cover the Personal Loan Debt.<\/p><p>\u00a0<\/p><p>12.6 If in case the Customer prepays the full Loan Amount, any insurance premium which may be refunded by the insurance company to OAB shall be payable to the Customer.<\/p><p>\u00a0<\/p><p>12.7 The Customer acknowledges that any insurance proceeds paid or payable in respect of any insurance policy maintained pursuant to this Agreement shall be applied towards repayment of the Personal Loan Debt.<\/p><p>\u00a0<\/p><p>13 Undertakings<\/p><p>\u00a0<\/p><p>13.1 The Customer shall notify OAB immediately of any change in the information or financial details supplied by the Customer to OAB in support of the application for the Loan.<\/p><p>\u00a0<\/p><p>13.2 The Customer must ensure that all declarations, information and documentation it provides in connection with obtaining this Loan including but not limited to any insurance (including in respect of any insurance proposal form), is true, accurate and complete in all respects and not misleading in any respect and the Customer agrees that it will be liable to OAB for any loss (including direct and consequential loss) that OAB incurs as a result of, or in connection with, any such information not being true, accurate and complete in all respects or misleading in any respect.<\/p><p>\u00a0<\/p><p>14 Events of Default\/ Default in Payment<\/p><p>\u00a0<\/p><p>14.1 Each of the events set out below is an Event of Default\/ Default in Payment:<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>(a)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 if the Customer fails to make any payment due hereunder, whether of a principal, interest, fees, commission, charges or otherwise;<\/p><p>\u00a0<\/p><p>(b)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 if the Customer uses the Loan for a purpose other than that described above;<\/p><p>\u00a0<\/p><p>(c)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 if any representation or statement made by the Customer to OAB is inaccurate,<\/p><p>\u00a0<\/p><p>(d)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 if the Customer dies;<\/p><p>\u00a0<\/p><p>(e)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 if not self-employed, in case of resignation from or termination of employment;<\/p><p>\u00a0<\/p><p>(f)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 if there is a failure to complete any of the legal formalities relating to the Security Documents including but not limited to salary assignment in favor of OAB, or the Customer fails to fulfill any undertaking he\/she made under this Agreement;<\/p><p>\u00a0<\/p><p>(g)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 if the Customer commits any other breach of any of the terms of this Agreement;<\/p><p>\u00a0<\/p><p>(h)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 if the Customer breaches a term of any of the Security Documents;<\/p><p>\u00a0<\/p><p>(i)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 if the Customer leaves the Sultanate of Oman as specified in Clause 16 hereof;<\/p><p>\u00a0<\/p><p>(j)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 if any change in law or circumstances occurs which OAB considers affects this Agreement and if OAB and the Customer cannot agree to such changes to this Agreement to cover such change in law or circumstances;<\/p><p>\u00a0<\/p><p>(k)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 where the change in circumstances of Customer causes or is likely to cause the Customer to be categorized as high risk;<\/p><p>\u00a0<\/p><p>(l)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 in the event the Customer drawdowns the Loan amount without satisfying the conditions precedent to OAB\u2019s satisfaction.<\/p><p>14.2 Upon the occurrence of an Event of Default the Personal Loan Debt and any other sum then payable under this Agreement, shall immediately become due and payable.<\/p><p>\u00a0<\/p><p>14.3 If an Event of Default\/ Default in Payment has occurred, then at any time thereafter, OAB may, by written notice, or by any other means of communication, to be given the Customer do one or more of the following at any time or times and in any order:<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>(a)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 to claim from the Customer any sums due and payable together with interests and legal costs under this Agreement; or<\/p><p>\u00a0<\/p><p>(b)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 enforce any or all of its rights under this Agreement and\/or the Security Documents, under applicable law.<\/p><p>\u00a0<\/p><p>15 Interest of delay<\/p><p>\u00a0<\/p><p>In the event that any amount payable by the Customer (whether of principal, interest, commitment, commission or otherwise) under or in relation to this Agreement or any related documentation is not paid on the due date, or otherwise in the manner provided for in this Agreement (or in such other documentation), the Customer shall pay interest of delay of [1]% per annum (the \u201cInterest of Delay\u201d) on the overdue sum over and above the agreed rate of interest otherwise payable on the applicable facility from the date of default\/ Default in Payment\u00a0 up to the date of receipt of the full loan amount by OAB.\u00a0<\/p><p>\u00a0<\/p><p>16 Place of Residence<\/p><p>\u00a0<\/p><p>The Customer warrants that he\/she resides in the Sultanate of Oman and if the Customer shall intend to leave the Sultanate of Oman, the Customer undertakes to inform OAB in writing at least one month in advance and to repay the balance of the Loan outstanding and all other amounts due to OAB hereunder before so leaving.<\/p><p>\u00a0<\/p><p>17 Debiting and Crediting of Account<\/p><p>\u00a0<\/p><p>17.1 The Customer hereby authorizes OAB to debit the monthly repayment instalments and interest, insurance premium, processing fees, commission, charges and any other monies due under this Agreement, to the Customer\u2019s current or savings account or any other account held with OAB until the Loan is fully repaid and the Customer undertakes to ensure that the credit balance on such accounts will be sufficient to meet such repayment instalments and the interest payable on the Loan and any other monies due under this Agreement, as such sums fall due for payment.<\/p><p>\u00a0<\/p><p>17.2 Any interest, commission, charges, costs or expenses including legal expenses and lawyer\u2019s fees due or incurred in respect of the Loan or any transaction of any kind carried out at the Customer\u2019s order or on the Customer\u2019s behalf, whether or not by written order, shall become part of the Customer\u2019s liability to OAB and may be debited by it to any of the Customer\u2019s accounts with OAB.<\/p><p>\u00a0<\/p><p>18 Statements of accounts<\/p><p>\u00a0<\/p><p>18.1 OAB shall send the Customer monthly operative account statements via email from the date of this Agreement, provided the Customer furnish OAB with valid email address. The Customer may request additional statements from time to time. OAB\u2019s approved\/ordinary tariff from time to time (as referred to in the Tariff of Charges or otherwise approved by OAB) shall apply for any such additional statements.<\/p><p>\u00a0<\/p><p>18.2 The Customer undertakes to check carefully all statements of account received from OAB and if within one month of the date of dispatch of such a statement of account to the Customer\u2019s address as it appears in the records of OAB, no objection has been received from the Customer, then the balance shown therein will be considered correct and the Customer may not raise any objection in respect of such statement of account.<\/p><p>\u00a0<\/p><p>18.3 The Customer acknowledges that should the Customer not receive a statement of account for any period it is solely and entirely the responsibility of the Customer to demand such a statement of account from OAB.<\/p><p>\u00a0<\/p><p>18.4 The Customer hereby acknowledges and agrees that except in the case of manifest error, a statement or a certificate duly signed on behalf of OAB shall be conclusive and binding evidence on and against the Customer of all and any amounts due to OAB according to its books and accounts and which the Customer is bound to pay hereunder and the Customer specifically waives any right to challenge the correctness of any such books and accounts except as set out in Clause 18.2<\/p><p>\u00a0<\/p><p>19 Consolidation<\/p><p>\u00a0<\/p><p>19.1 In addition to and without prejudice to any right of set off to which OAB may be or become entitled by law, and in accordance with Article 346 of Oman Commercial Law issued through Royal Decree 55\/90, OAB and the Customer expressly agree that all accounts of the Customer with OAB, including all accounts with any other office or branch of OAB anywhere in the world and including any accounts in any foreign currency, shall constitute a single combined account and that OAB and the Customer hereby agree for the purposes of Article 249 of Civil Transactions Law issued through Royal Decree 29\/2013 that OAB shall have and may exercise the right of voluntary set-off as between all debit and credit balances on all such accounts and that the benefit of all and any security provided by the Customer in respect of this single combined account or any part thereof shall be available to and enforceable by OAB to secure the entire outstanding balance due to OAB at any time on such single combined account and any part thereof.<\/p><p>\u00a0<\/p><p>20 Costs and Expenses<\/p><p>\u00a0<\/p><p>In addition to and independent from the obligations mentioned above, the Customer hereby irrevocably and unconditionally undertakes to indemnify OAB against all expenses (including but not limited to court fees, legal expenses and lawyers\u2019 fees) which OAB may incur in enforcing its rights against the Customer under this Agreement and\/or any of the Security Documents. The Customer irrevocably authorizes OAB to deduct such costs and expenses from the Customer\u2019s account held with OAB.<\/p><p>\u00a0<\/p><p>21 Currency conversion<\/p><p>\u00a0<\/p><p>OAB may convert any money received in connection with this Agreement and\/or the Security Documents from the currency in which it is received into any other currency that OAB requires for the purpose of, or pending, the discharge of the Personal Loan Debt. Any such conversion will be effected at OAB\u2019s then prevailing spot buying rate of exchange.<\/p><p>\u00a0<\/p><p>22 Waiver<\/p><p>\u00a0<\/p><p>No omission or delay on the part of OAB in exercising any right, power or privilege hereunder shall operate as a waiver thereof, nor shall any single or partial exercise of any such right, power or privilege preclude any other or further exercise thereof or of any other right, power or privilege.<\/p><p>\u00a0<\/p><p>23 Rights Cumulative<\/p><p>\u00a0<\/p><p>The rights and remedies herein provided are cumulative with and not exclusive of any rights or remedies provided by law.<\/p><p>\u00a0<\/p><p>24 Notices<\/p><p>\u00a0<\/p><p>Any claim, demand, summons or other notice to be given to OAB or to the Customer under this Agreement shall be duly served if delivered by post with a record of delivery to his\/her or its address as specified in the Personal Loan Application email (provided a valid transmission report is received). Further, the Customer undertakes to immediately notify OAB in writing of any subsequent change in the Customer\u2019s address and contact details.<\/p><p>\u00a0<\/p><p>25 Variation of Agreement<\/p><p>\u00a0<\/p><p>25.1 OAB shall have the right, upon modification, change, cancellation or addition to the laws in force in the Sultanate or in the event of financial, economic or other events which OAB considers to be substantially affecting the Agreement, to vary, amend change or cancel this Agreement or to agree with the Customer on concluding an agreement appropriate to the developments. In the event that any variation, modification or change of the agreement, that is not acceptable to the Customer, the Customer shall immediately pay the full Loan amount with the interests up to the date of full and final payment of the Loan and have the right to exit the Agreement on the same terms and conditions agreed in this Agreement.<\/p><p>\u00a0<\/p><p>25.2 Any amendment or variation made pursuant to this Clause 25 shall be notified by OAB to the Customer and shall take effect from the date of such notice or such later time as OAB may specify in that notice.<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>26 Money Laundering<\/p><p>\u00a0<\/p><p>26.1 OAB may take whatever action it considers appropriate to meet any obligations, either in the Sultanate of Oman or elsewhere in the world, relating to the prevention of fraud, money laundering or terrorist activity and the provision of financial and other services to persons who may be subject to sanctions.<\/p><p>\u00a0<\/p><p>26.2 These actions by OAB shall include, but not be limited to, investigating, suspending payments pursuant to this Agreement and investigating the source of or intended recipient of funds. It may also include making enquiries to establish whether a person is subject to sanctions.<\/p><p>\u00a0<\/p><p>26.3 OAB shall not be liable for any loss, liability, delay or cost incurred by the Customer as a result of actions taken by OAB under this clause and OAB does not warrant that any information on OAB systems relating to any payment messages and communications will be accurate or complete to the extent that it relates to any Customer\u2019s instruction which is subject to such an action when such information is provided.<\/p><p>\u00a0<\/p><p>27 Data Protection<\/p><p>\u00a0<\/p><p>27.1 When we handle your data, in your capacity as a Customer, we represent and warrant that your data will be:<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>(a)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 processed lawfully, fairly and in a transparent manner;<\/p><p>\u00a0<\/p><p>(b)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 collected for the only specific, explicit and legitimate purpose of conducting your Account;<\/p><p>\u00a0<\/p><p>(c)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 adequate, relevant and limited to whatever is necessary in relation to your Account;<\/p><p>\u00a0<\/p><p>(d)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 disregarded, erased or rectified without delay whenever deemed inaccurate;<\/p><p>\u00a0<\/p><p>(e)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 kept in a form preventing identification of your identity for longer than is necessary for the purposes for which the personal data is being processed; and<\/p><p>\u00a0<\/p><p>(f)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 processed in an appropriate standard of data security.<\/p><p>27.2 Pursuant to Article 143 of the Omani Banking Law issued through Royal Decree No. 2\/2025, the Customer irrevocably authorizes OAB, should it so desire, to disclose to any of its affiliates, any party or to OAB\u2019s counsels, and any other person such information about the Customer and its transactions as OAB considers appropriate.<\/p><p>\u00a0<\/p><p>28 Assignment<\/p><p>\u00a0<\/p><p>The Customer may not transfer or assign any of its rights and obligations under this Agreement without OAB\u2019s express agreement in writing. OAB may assign or transfer any or all of its rights or obligations under this Agreement to any person or entity (at its sole discretion) without the consent or approval of the Customer.<\/p><p>\u00a0<\/p><p>29 No Withholding<\/p><p>\u00a0<\/p><p>Payments by the Customer shall be made to OAB without any set-off, withholding or condition of any kind except that if the Customer is compelled by law to make such withholding, the sum payable by the Customer shall be increased so that the amount actually received by OAB is the amount it would have received if there had been no withholding.<\/p><p>\u00a0<\/p><p>30 Severability<\/p><p>\u00a0<\/p><p>Each of the clauses and provisions of this Agreement are severable and the invalidity or unenforceability of any one or more such clauses or provisions shall not alter the remaining such clauses and provisions which shall remain in full force and effect.<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>31 Discharge<\/p><p>\u00a0<\/p><p>This Agreement shall remain in effect until OAB confirms in writing to the Customer that all payments due from the Customer to OAB hereunder have been made in full and that all other obligations and liabilities of the Customer to OAB hereunder have been discharged in full.<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>32 Complaints<\/p><p>\u00a0<\/p><p>32.1 OAB has a complaints policies and procedure which can be used to bring to its attention any questions, suggestions or complaints. For this purpose, the Customer may contact OAB representatives directly at its branches, or through its call-center named \u201cFil Khidmah\u201d at our number 24754444. If the Customer is calling from outside the Sultanate of Oman, please add the country code (+968) before dialing.<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>33 Loan Top Up and Buy Out Charges<\/p><p>\u00a0<\/p><p>33.1 A fee decided by OAB and published in OAB\u2019s Tariff of Charges shall be payable by the Customer to OAB to cover the costs of processing any application for any increase requested to the personal loan.<\/p><p>\u00a0<\/p><p>33.2 The Customer shall be responsible for all transfer fees and charges in the case of the Personal Loan being used to repay a loan with another bank.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4a7f0d e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"c4a7f0d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-112cb89 e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"112cb89\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5955e47 e-flex e-con-boxed e-con e-parent\" data-id=\"5955e47\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d7c2458 e-con-full e-flex e-con e-child\" data-id=\"d7c2458\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-489ea58 e-con-full e-flex e-con e-child\" data-id=\"489ea58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-94b0441 e-con-full oab-section-heading-center-rtl e-flex e-con e-child\" data-id=\"94b0441\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b6605e elementor-widget elementor-widget-oab_heading\" data-id=\"2b6605e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_regular_uppercase\">Other Loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f4df96 elementor-widget elementor-widget-heading\" data-id=\"0f4df96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">More Loans <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51e8dae e-con-full e-flex e-con e-child\" data-id=\"51e8dae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9a53f78 e-con-full bordergbox e-flex e-con e-child\" data-id=\"9a53f78\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4f3f9f0 e-con-full borderginside  e-flex e-con e-child\" data-id=\"4f3f9f0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f8c5145 elementor-widget elementor-widget-heading\" data-id=\"f8c5145\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Car Loan<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d8a57b elementor-widget elementor-widget-oab_heading\" data-id=\"6d8a57b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_large\">Get behind the wheel with OAB\u2019s Markabati Car Loan with competitive rates and flexible terms. <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-80c5c62 e-con-full borderginside  e-flex e-con e-child\" data-id=\"80c5c62\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2bf9918 elementor-widget elementor-widget-heading\" data-id=\"2bf9918\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Personal Loan <\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ce5054 elementor-widget elementor-widget-oab_heading\" data-id=\"0ce5054\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_large\">Achieve more with a personal loan with flexible terms and competitive rates.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-642d83e e-flex e-con-boxed e-con e-parent\" data-id=\"642d83e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-08f339a e-con-full e-flex e-con e-child\" data-id=\"08f339a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3ec4af0 e-con-full oab-section-heading-center-rtl e-flex e-con e-child\" data-id=\"3ec4af0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce0fc8e elementor-widget elementor-widget-oab_heading\" data-id=\"ce0fc8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"oab_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"oab-heading typography-b_regular_uppercase\">Explore More<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65b7812 elementor-widget elementor-widget-heading\" data-id=\"65b7812\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">You May Also Like<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b38776 e-con-full e-flex e-con e-child\" data-id=\"7b38776\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37a2f12 you_may_like_bottom_carousel elementor-widget elementor-widget-n-carousel\" data-id=\"37a2f12\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;Slide #1&quot;,&quot;_id&quot;:&quot;78875cb&quot;},{&quot;slide_title&quot;:&quot;Slide #2&quot;,&quot;_id&quot;:&quot;55db1b8&quot;},{&quot;slide_title&quot;:&quot;Slide #3&quot;,&quot;_id&quot;:&quot;b8edd17&quot;},{&quot;slide_title&quot;:&quot;Slide #4&quot;,&quot;_id&quot;:&quot;e648354&quot;}],&quot;slides_to_show&quot;:&quot;3&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:24,&quot;sizes&quot;:[]},&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;speed&quot;:500,&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-carousel swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carousel\" dir=\"rtl\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"polite\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 4\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-98b2cba e-flex e-con-boxed e-con e-child\" data-id=\"98b2cba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-68dbc98 e-con-full bg-blur e-flex e-con e-child\" data-id=\"68dbc98\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1010e6 elementor-position-inline-end color_svg elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"c1010e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"56\" height=\"52\" viewBox=\"0 0 56 52\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11.2557 11.6271C11.2557 7.0029 15.0044 3.25424 19.6286 3.25424C24.2528 3.25424 28.0015 7.0029 28.0015 11.6271C28.0015 16.2513 24.2528 20 19.6286 20C15.0044 20 11.2557 16.2513 11.2557 11.6271ZM19.6286 0C13.2071 0 8.00146 5.20564 8.00146 11.6271C8.00146 18.0486 13.2071 23.2542 19.6286 23.2542C26.0501 23.2542 31.2557 18.0486 31.2557 11.6271C31.2557 5.20564 26.0501 0 19.6286 0ZM19.6306 27.9799L19.6236 27.9799C19.328 27.9806 19.0321 27.9879 18.7361 28.0019C15.4158 28.1591 12.1896 29.1552 9.35865 30.8973C6.52774 32.6394 4.18456 35.0706 2.54798 37.9638C0.911392 40.857 0.034803 44.1178 8.86917e-05 47.4416L0 47.4586V49.6272C0 50.0587 0.171428 50.4726 0.476572 50.7777C0.781716 51.0829 1.19558 51.2543 1.62712 51.2543H37.6271C38.5257 51.2543 39.2542 50.5258 39.2542 49.6272V47.4586L39.2541 47.4416C39.2194 44.1178 38.3428 40.857 36.7063 37.9638C35.0697 35.0706 32.7265 32.6394 29.8956 30.8973C27.0647 29.1552 23.8384 28.1591 20.5181 28.0019C20.2221 27.9879 19.9262 27.9806 19.6306 27.9799ZM18.89 31.2525C19.1359 31.2409 19.3816 31.2348 19.6271 31.2342C19.8726 31.2348 20.1184 31.2409 20.3642 31.2525C23.1351 31.3837 25.8276 32.215 28.1901 33.6688C30.5525 35.1227 32.508 37.1516 33.8738 39.5661C35.2382 41.9781 35.9697 44.6964 36 47.4674V48.0001H3.25424V47.4673C3.28458 44.6963 4.01602 41.9781 5.38045 39.5661C6.74623 37.1516 8.7017 35.1227 11.0642 33.6688C13.4267 32.215 16.1191 31.3837 18.89 31.2525ZM34.0002 1.62712C34.0002 0.728486 34.7287 0 35.6274 0C42.0488 0 47.2545 5.20564 47.2545 11.6271C47.2545 18.0486 42.0488 23.2542 35.6274 23.2542C34.7287 23.2542 34.0002 22.5257 34.0002 21.6271C34.0002 20.7285 34.7287 20 35.6274 20C40.2516 20 44.0002 16.2513 44.0002 11.6271C44.0002 7.0029 40.2516 3.25424 35.6274 3.25424C34.7287 3.25424 34.0002 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Apply Now Features Services Before you Apply Help and Support Features Personal Loan Take control of your financial needs with Oman Arab Bank\u2019s Personal Loan. Whether it\u2019s for home improvements, education, travel, or [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":10671,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-9979","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/oab.bedots.site\/ar\/wp-json\/wp\/v2\/pages\/9979","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oab.bedots.site\/ar\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/oab.bedots.site\/ar\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/oab.bedots.site\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/oab.bedots.site\/ar\/wp-json\/wp\/v2\/comments?post=9979"}],"version-history":[{"count":47,"href":"https:\/\/oab.bedots.site\/ar\/wp-json\/wp\/v2\/pages\/9979\/revisions"}],"predecessor-version":[{"id":16933,"href":"https:\/\/oab.bedots.site\/ar\/wp-json\/wp\/v2\/pages\/9979\/revisions\/16933"}],"up":[{"embeddable":true,"href":"https:\/\/oab.bedots.site\/ar\/wp-json\/wp\/v2\/pages\/10671"}],"wp:attachment":[{"href":"https:\/\/oab.bedots.site\/ar\/wp-json\/wp\/v2\/media?parent=9979"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}