On behalf of the Oman Arab Bank (OAB), it is with great pride that I reflect upon our remarkable journey spanning 50 years in Oman. This year, 2023, marks a significant milestone as we celebrate our golden jubilee. Our inception dates back to 1973, when Arab Bank commenced operations in Oman, laying the foundation for what would become a leading financial institution in the region. The establishment of OAB in 1984, through the acquisition of Arab Bank branches, was a pivotal moment in our history. Our growth trajectory continued with the strategic acquisition of all retail branches of the Omani European Bank in 1992. In 2020, a landmark year for us, we expanded our Islamic banking capabilities through the acquisition of Alizz Islamic Bank (Alizz) and subsequently became a public joint-stock company (SAOG), listed on the Muscat Securities Market.