E-Mandate Direct Debit

الخصم المباشر هو نظام دفع رقمي متقدم يسمح للمؤسسات المعتمدة بخصم المدفوعات تلقائياً من حسابك. وقد صُمم الخصم المباشر لتوفير سهولة الاستخدام والموثوقية والأمان ، كما أنه يسهّل المعاملات المالية بشكل لم يسبق له مثيل

المزايا

Benefits of Using E-Mandate Direct Debit

With E-Mandate Direct Debit, you can say goodbye to the hassle of manual bill payments and enjoy the convenience of automated transactions. Join the thousands of satisfied customers who are already benefiting from the convenience of Direct Debit and take control of your finances

: وإليك كيف سيفيدك الخصم المباشر

Benefits of Using E-Mandate Direct Debit?

With E-Mandate Direct Debit, you can say goodbye to the hassle of manual bill payments and enjoy the convenience of automated transactions. Join the thousands of satisfied customers who are already benefiting from the convenience of Direct Debit and take control of your finances.

: وإليك كيف سيفيدك الخصم المباشر

عدم تفويت مواعيد الدفع

E-Mandate Direct Debit ensures that your recurring bills, such as utility bills, loan payments, and subscriptions, are paid on time, every time. Say goodbye to late payment fees and avoid the inconvenience of missed deadlines.

توفير الوقت والجهد

No more writing checks, queuing at payment counters, or logging in to multiple websites to settle bills. E-Mandate Direct Debit automates the entire process, allowing you to focus on what matters most to you.

خيارات الدفع المرنة

Whether you prefer to pay your bills in full or set up partial payments, E-Mandate Direct Debit offers flexibility to suit your financial needs. You can also choose to set limits or thresholds for transactions, giving you full control over your spending.

راحة البال

Rest assured that your E-Mandate Direct Debit transactions are secure and protected by advanced encryption protocols and authentication measures. Plus, with real-time notifications, you’ll always be informed about your account activity and can quickly detect any unauthorized transactions.

المزايا

Why Choose E-Mandate Direct Debit

أتمتة الخصم

وداعاً لدفع الفواتير يدوياً. يقوم الخصم المباشر بإدارة المدفوعات المتكررة دون عناء بما يضمن عدم فوات أي موعد للسداد

ضمان الدفع الدوري

اطمئن لأن مدفوعاتك ستتم دائماً في وقتها المحدد، مما يعزز وضعك المالي ومصداقيتك

أمان لا مثيل له

استمتع بأقصى درجات الأمان، سيقلل ذلك من مخاطر الاحتيال والوصول غير المصرح لأموالك

آلية العمل

كيفية عملها

الخطوة 1

Signing up for E-Mandate Direct Debit is quick and easy. Simply visit your nearest branch to enroll today.

الخطوة 2

سيقوم أحد أعضاء فريقنا بمساعدتك خلال عملية التسجيل

الخطوة 3

Once you’re set-up, you can sit back, relax, and let E-Mandate Direct Debit take care of your bill payments effortlessly.

قبل التقديم

أشياء يجب معرفتها قبل التقديم

الأهلية
طرق التقديم

يس لديك حساب؟

تعرّف على المزيد حول الحسابات الجارية من بنك عُمان العربي وابدأ باستخدام خدمةiSend عند فتح حساب جديد

المساعدة والدعم

جاهزون لتقديم المساعدة

What is E-Mandate Direct Debit?

E-Mandate Direct Debit is a secure service that allows you to authorize recurring payments to approved billers or service providers directly from your OAB account—automatically and without manual intervention. It helps you manage subscriptions, utility bills, school fees, and more.

You can access and manage E-Mandates through:

  • OAB Mobile Banking App
  • OAB Internet Banking Portal
    Just log in and navigate to the “E-Mandate” section.

You can automate:

  • Utility bills (electricity, water, telecom, etc.)
  • Insurance premiums
  • School and university fees
  • Subscription services (e.g. TV, internet)

Monthly donations or recurring loan payments

  • Fixed Debit: A fixed amount is debited on each scheduled date.
  • Variable Debit: The amount may vary each time, based on actual billing (e.g. electricity bills or telecom usage).
  • Revocable Mandate: You can cancel or modify it anytime through Internet/Mobile Banking.
  • Irrevocable Mandate: It remains fixed for the defined duration unless the beneficiary or the bank revokes it.

Yes. E-Mandate is fully secure and complies with Central Bank of Oman regulations. It uses OTP verification, encryption, and real-time alerts for every transaction.

Absolutely. You will receive SMS whenever a payment is executed, a mandate is created, or changes are made.

  1. Log in to OAB Mobile or Internet Banking
  2. Go to “E-Mandate”
  3. Click on “Create New E-Mandate”
  4. Fill in payer and mandate details (amount, frequency, type)
  5. Choose Fixed/Variable and Revocable/Irrevocable
  6. Confirm using OTP

Yes, through the Mandate Dashboard, you can:

  • View active mandates
  • Cancel or modify (if revocable)
  • Track payment history

No. Oman Arab Bank currently offers E-Mandate services free of charge to eligible customers.

The payment will fail, and you will be notified immediately. You may also need to manually settle the bill. Repeated failures may result in mandate suspension.

Yes, you can create multiple mandates for different services and control them individually through the dashboard.

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