The bank is committed to the highest possible standards of ethical and legal conduct and has established a Code of Ethics and Professional Conduct (CEPC) in support of this. The CEPC is a set of values and principles related to professional ethics, which steer the banks decision-making processes and procedures in a way that fulfils the common interests of its stakeholders, Board of Directors, staff and Bank customers. Furthermore, such values create a work environment that promotes mutual respect and trust so that all parties’ rights are protected.