A debit card withdraws money directly from your bank account, while a credit card offers a credit limit to be paid later.
Yes, it is accepted at ATMs and point-of-sale terminals worldwide that support Visa/Mastercard.
Yes, there are daily limits which can be adjusted via the app or at a branch.
You can request it through any OAB branch or via the OAB app.
Yes, if the service is enabled by the bank.
Secure Process
Secure with advanced EMV chip feature and Verified by Vis (VBV) for online transactions
Repayment Options
Repayment option that suits your budget, pay as little as 5%, 10%, 25%, 50% & 100% of your outstanding monthly balance
Interest Rate
1.5% per month
Annual Membership Fee Supplementary Card
25/- OMR per annum
Card Replacement Fee
15/-OMR
PIN Resistance Fee
5/-OMR
Supplementary Card Issuance Fee
Nil
Annual Interest Rate
18%
Cancellation Fee
N/A
Cash Advance Fee
If below 100 OMR will be charged 2/- OMR per transaction. Above 100 OMR will be charged 3% per transaction.
Over Limit Fee
10/- OMR
Foreign Transaction Fees
2% per transaction (applicable for all transactions made in currencies other than OMR).
Late Payment Fee
10/-OMR
Statement Date
25th every month
Easy Payment Plan (EPP)
3 Transactions per card
