Benefits may include reward points, airport lounge access, travel insurance, exclusive offers, and more.
Interest is charged on outstanding balances after the grace period.
Yes, you can pay via OAB Online or the mobile app.
A valid ID, proof of income, and approval following the bank’s evaluation.
Yes, eligible credit cards earn reward points on purchases depending on the card tier.
Secure Process
Secure with advanced EMV chip feature and Verified by Vis (VBV) for online transactions
Repayment Options
Repayment option that suits your budget, pay as little as 5%, 10%, 25%, 50% & 100% of your outstanding monthly balance
Interest Rate
1.5% per month
Annual Membership Fee Supplementary Card
15/- OMR per annum
Card Replacement Fee
15/-OMR
PIN Resistance Fee
5/-OMR
Supplementary Card Issuance Fee
15/- OMR
Annual Interest Rate
18%
Cancellation Fee
N/A
Cash Advance Fee
If below 100 OMR will be charged 2/- OMR per transaction. Above 100 OMR will be charged 3% per transaction.
Over Limit Fee
10/- OMR
Foreign Transaction Fees
2% per transaction (applicable for all transactions made in currencies other than OMR).
Late Payment Fee
10/-OMR
Statement Date
18th every month
Easy Payment Plan (EPP)
3 Transactions per card
