You earn points by using your eligible OAB credit card for purchases, both locally and internationally.
The minimum threshold depends on the card type and the redemption method.
Points can be redeemed at participating merchant outlets. More options may be available through the app or online portal (if applicable).
Yes, points expire after a specific period (e.g., 24 months), based on program terms.
No, points are non-transferable unless stated otherwise by the program.
